Fees & Insurance

Fee Schedule

Clinical staff bill according to their credentials and experience using a tier system. Please review the Fee Schedule below and/or Staff pages for more information. Some counselors’ services may be eligible for insurance reimbursement, while others’ services are not reimbursable. This information is also posted in the Full Life lobby.

Individual/Couples/Family Sessions

Tier 1: $50/session – Recovery Coaches and Student Counselors * Tier 2: $95/session – Certified Substance Abuse Counselors * Tier 3: $120/session – Masters-level, licensed clinicians w/ less than 10 years of experience ** Tier 4: $135/session – Masters-level or PhD-level licensed clinicians w/ 10+ years of experience *** Tier 5: $170/session – Clinical Director *** Care Coordination Services (as recommended): $30/hr

 

* – not eligible for insurance reimbursement by any policy ** – eligible for out-of-network insurance reimbursement from most companies *** – eligible for CBHA/Medcost in-network status and out-of-network insurance reimbursement from most companies
Group Sessions

DBT Skills Groups – $50/session. Note that this group requires a commitment for participation for a minimum of 24 weeks.

Professionals Relapse Prevention Group – $65/session. Note that this group requires a commitment for participation for a minimum of one year.

Intensive Outpatient Program – $250 per week. Note that this group requires a commitment for participation for a minimum of 12 weeks.

Substance Use Assessments

Safe Use Check-Ups

$350 retainer to cover the costs of interviews with the client and family, standardized testing, lab tests, and summary session. Written summary of conclusions is available for an additional fee.
 

Each assessment will conclude with an actual accounting of professional time and could lead to an invoice for additional professional fees or could lead to a refund for unused funds. If there is a balance due, the final report will be held until the balance is paid in full. Similarly, any refund due will be paid in full at the time the report is released. Safe use assessment is $350 plus drug testing fees.
Comprehensive Assessments

$1000 retainer to cover the costs of all interviews, standardized testing, lab tests, records review and comprehensive report.
 

Each assessment will conclude with an actual accounting of professional time and could lead to an invoice for additional professional fees or could lead to a refund for unused funds. If there is a balance due, the final report will be held until the balance is paid in full. Similarly, any refund due will be paid in full at the time the report is released.
DWI Assessments

$100 as mandated by the State of North Carolina.
 

Note that assessments and 508 forms will be held until the balance is paid in full.

Sober Transport & Sober Companion Services

Sober Transport for Court Appearance, Treatment Admission, etc.

Like our other services, Full Life uses a “tier system” for intervention and sober transport/companionship fees based on the level of experience of the provider.

Tier 2:  $75/hour for awake time with the client present, then $60/hour for awake time on the return trip plus all travel expenses (i.e. mileage, airfare, meals, accommodations). Our Tier 2 Sobriety Support Specialist is Dan Hogue. Dan has worked in the treatment field since 2005 and brings his experience, strength and hope to share on the journey with those needing support services for sobriety. 

Tier 1:  $50/nhour for awake time with the client present, then $30/hour for awake time on the return trip plus all travel expenses (i.e. mileage, airfare, meals, accommodations). Our Tier 1 Sobriety Support Specialist is Charlie Lawson. Charlie has worked in the recovery field since 2016 and brings his experience, strength and hope to share on the journey with those needing support services for sobriety. Charlie also works as the Client Services Representative for Full Life Counseling & Recovery. 

Sober Companion Services

Like our other services, Full Life uses a “tier system” for intervention and sober transport/companionship fees based on the level of experience of the provider. Sober companion services are typically billed by the day, although the first and/or last day may be billed as a partial day depending upon the itinerary. 

Tier 2:  $1000/day plus travel expenses (i.e. mileage, airfare, meals, accommodations).  Our Tier 2 Sobriety Support Specialist is Dan Hogue. Dan has worked in the treatment field since 2005 and brings his experience, strength and hope to share on the journey with those needing support services for sobriety. 

Tier 1:  $700/day plus travel expenses (i.e. mileage, airfare, meals, accommodations). Our Tier 1 Sobriety Support Specialist is Charlie Lawson. Charlie has worked in the recovery field since 2016 and brings his experience, strength and hope to share on the journey with those needing support services for sobriety. Charlie also works as the Client Services Representative for Full Life Counseling & Recovery. 

 

Fees for Love First-model supports are available on request.

Insurance

CBHA/Medcost: Full Life is in-network for Tier 4 and 5 clinicians, DBT groups and Relapse Prevention group. Full Life files claims on behalf of those insured by CBHA/Medcost and will collect any required copay for services.

Out-of-Network?

Full Life is recognized as an “out of network provider” for other insurance companies. Full Life provides instructions for how to verify your benefits and how to know what to expect for reimbursement. We’ll also provide you with “superbills” from each session to assist you in filing your own claim. Those with out-of-network insurance and no insurance are required to pay in full at the time of service.

Blue Cross Blue Shield of NC Member Claim Form
Cigna Behavioral Health Member Claim Form
United Healthcare Instructions & Claim Form
Charges for No Shows, Late Cancellations and Attendance

• This is no charge for cancellations communicated at least 24 hours in advance.
• $75 fee applies to cancellations communicated in less than 24 hours from the time of the scheduled appointment and for no-shows.
• 2 no-shows or late cancellations will result in a charge for the full session fee.
• $50 fee applies for group session cancellations communicated in less than 24 hours and no-shows.

Methods of Payment

Full Life accepts payment by cash, personal check or credit/debit/flexible spending cards. Those who pay by credit/debit/flex cards for amounts that are over $500 are asked to pay a 2.5% surcharge for using a Visa, Mastercard or Discover card or a 3.5% surcharge for using an American Express card effective December 1, 2014.

Financial Assistance

Clients enrolled in monitoring with the NCPHP

NCPHP clients may be eligible for up to $2000 in scholarship funds each calendar year. Those monitored by NC LAP may also be eligible for scholarship funds. NCPHP-monitored and NC LAP-monitored clients should contact your field monitor to find out how to apply.

Sponsoring organizations

Occasionally local churches, schools, businesses or non-profit organizations agree to provide scholarships to cover the costs of care at Full Life. In such cases, all transactions occur directly between Full Life and the sponsoring organization. Although a release of information is required to provide the sponsoring organization information about attendance, general progress, and billing, no additional confidential information is ever released.

Financial Assistance with mLend or PROSPER

Individuals and families seeking admission to Full Life’s Aftercare IOP (intensive outpatient program), DBT Comprehensive, year-long relapse prevention program, or interventions may be eligible for healthcare loans through mLend or PROSPER. mLend provides 12-month interest-free healthcare loans, while PROSPER’s healthcare loans are interest-bearing.

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